Experience & Results

Millions served

Since 1996, over 9 million* people have received access to our investment advice and portfolio management services through their employers, which include some of America’s biggest organizations.

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Proven results

Each month we typically analyze more than 35,000 mutual funds, stocks, and other investment vehicles to help your employees retire with confidence. Our results show that up to 75%** get the expert help they need through one of our services.

*As of 12/31/13
**Participant results will vary based on factors including enrollment method, communication practices, and employee demographics. Provided for evaluative and informational purposes only, and is not necessarily indicative of future results.

Why getting help matters

We found in a joint study published in May 2014 by Aon Hewitt and Financial Engines that employees using employer-provided professional investment help had better returns on their 401(k) retirement investments than those who didn’t use help.*

This study focused on the use of managed accounts, online advice, and target date funds. It revealed that, on average, median annual returns for employees who got help were more than 3% (332 basis points, net of fees) higher than people who didn’t get help across the six-year period covered by the study.

Getting professional investment advice is a way to help you make the most of your money for retirement. Financial Engines can help.

*Based on Financial Engines and Aon Hewitt joint study: Help in Defined Contribution Plans: 2006 through 2012, May 2014. Financial Engines is independent from and not affiliated with Aon Hewitt. Research results presented for information and evaluative purposes only. Does not constitute an offer of advisory services or a recommendation to buy, sell, or hold any investment. Neither Financial Engines nor Aon Hewitt guarantees future results, and a diversified, age-appropriate portfolio is not a guarantee against loss. Analysis based on participant data for the period of January 2006-December 2012. The Help category includes participants who, at the time of the study, were target date fund users with 95% or more of their portfolio in one or two target date funds; managed account users; and online advice users who used the service in the prior 12 months. Within Help group, managed accounts and online advice provided by Financial Engines Advisors L.L.C. Financial Engines does not sponsor or serve as investment adviser to target date funds. Help Participants, on average, experienced median returns more than 3% (332 basis points) higher than Non-Help Participants, net of fees, including fund-specific management and expense fees, and managed account fees where applicable. To demonstrate the returns impact, the potential outcomes were compared of a Help participant versus a Non-Help participant after 20 years, where each invests a lump sum of $10,000 at age 45.

Important Information

*This is a partial listing of Financial Engines’ customers as of December 31, 2017. These companies have consented to disclosure of their relationships with Financial Engines. This does not constitute an endorsement or approval of the advisory service provided. Third-party marks appearing on this site are the property of their respective owners.

*Investment News, RIA Data Center, 2018

*Methodology: InvestmentNews qualified 2,172 firms headquartered in the United States based on data reported on Form ADV to the Securities and Exchange Commission as of May 1, 2018. To qualify, firms must have met the following criteria: (1) latest ADV filing date is either on or after January 1, 2017, (2) total AUM is at least $100M, (3) does not have employees who are registered representatives of a broker-dealer, (4) provided investment advisory services to clients during its most recently completed fiscal year, (5) no more than 50% of amount of regulatory assets under management is attributable to pooled investment vehicles (other than investment companies), (6) no more than 25% of amount of regulatory assets under management is attributable to pension and profit-sharing plans (but not the plan participants), (7) no more than 25% of amount of regulatory assets under management is attributable to corporations or other businesses, (8) does not receive commissions, (9) provides financial planning services, (10) is not actively engaged in business as a broker-dealer (registered or unregistered), (11) is not actively engaged in business as a registered representative of a broker-dealer, (12) has neither a related person who is a broker-dealer/municipal securities dealer/government securities broker or dealer (registered or unregistered) not one who is an insurance company or agency.

All information provided through the Education Center is for education purposes only and does not constitute investment, legal, or tax advice, an offer to buy or sell any security or insurance product or an endorsement of any third party or such third party's views. Whenever there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals, or points of view outside Financial Engines. All examples are hypothetical and for illustrative purposes only. Please contact one of our investment advisors for more complete information based on your personal circumstances and to obtain personalized individual investment advice.

Videos presented on this website are for educational purposes only and do not constitute investment advice or an offer to buy or sell any security or insurance product.

©2018 Financial Engines, LLC. All rights reserved. Financial Engines® is a registered trademark of Financial Engines, LLC. All advisory services are provided by Financial Engines Advisors L.L.C. Financial Engines does not guarantee results and past performance is no guarantee of future results.

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