Help For Life

Our goal is to help plan participants retire with confidence.

How It Works


Retirement Evaluation

We give employees a personalized Retirement Evaluation based on their current investing and savings decisions, as well as their age and salary.

This gives them a realistic view of their financial future, and lets them know where they stand with savings, risk, diversification, and company stock. We also provide a retirement income forecast so they can see if they’re on track to retire with the income they’ll need.



Personalized Retirement Plan

Our Retirement Plan includes investment, savings, and retirement income strategies to help employees meet their retirement goals.

They'll see our suggestions for how much to save, when they could retire, learn about risk, and what the impact of their decisions may be on their retirement income.



Flexible solutions

Financial Engines can work with employees in two ways. With Professional Management, we create, implement, and monitor a personalized Retirement Plan for them for a low monthly fee.

Investment Advisor Representatives are available to help with everything from enrollment and personalization of the Retirement Plan to making changes and answering questions. 

For do-it-yourself investors, our Online Advice service offers access to expert recommendations and interactive tools so employees can create, implement, and maintain their investment account on their own.



Retirement income solutions

We help employees figure out how to save and invest their 401(k) so they can have enough for their retirement years.

Financial Engines® Income+, an extension of Professional Management, is designed to provide steady monthly payouts from 401(k) accounts that can last for life.* Income+ provides access to advisor representatives to help with questions, while being safe and easy for employers to implement within the 401(k) plan.


*With Financial Engines’ Income+, payouts begin in retirement at your request. Income+ is designed to manage your investments to create payouts that can last into your early 90s. If you think you’ll want payouts longer than that and want a lifetime guarantee, consider an optional annuity purchase. Financial Engines does not guarantee payout amounts or payouts for life.

Important Information

*This is a partial listing of Financial Engines’ customers as of December 31, 2017. These companies have consented to disclosure of their relationships with Financial Engines. This does not constitute an endorsement or approval of the advisory service provided. Third-party marks appearing on this site are the property of their respective owners.

*Investment News, RIA Data Center, 2018

*Methodology: InvestmentNews qualified 2,172 firms headquartered in the United States based on data reported on Form ADV to the Securities and Exchange Commission as of May 1, 2018. To qualify, firms must have met the following criteria: (1) latest ADV filing date is either on or after January 1, 2017, (2) total AUM is at least $100M, (3) does not have employees who are registered representatives of a broker-dealer, (4) provided investment advisory services to clients during its most recently completed fiscal year, (5) no more than 50% of amount of regulatory assets under management is attributable to pooled investment vehicles (other than investment companies), (6) no more than 25% of amount of regulatory assets under management is attributable to pension and profit-sharing plans (but not the plan participants), (7) no more than 25% of amount of regulatory assets under management is attributable to corporations or other businesses, (8) does not receive commissions, (9) provides financial planning services, (10) is not actively engaged in business as a broker-dealer (registered or unregistered), (11) is not actively engaged in business as a registered representative of a broker-dealer, (12) has neither a related person who is a broker-dealer/municipal securities dealer/government securities broker or dealer (registered or unregistered) not one who is an insurance company or agency.

All information provided through the Education Center is for education purposes only and does not constitute investment, legal, or tax advice, an offer to buy or sell any security or insurance product or an endorsement of any third party or such third party's views. Whenever there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals, or points of view outside Financial Engines. All examples are hypothetical and for illustrative purposes only. Please contact one of our investment advisors for more complete information based on your personal circumstances and to obtain personalized individual investment advice.

Videos presented on this website are for educational purposes only and do not constitute investment advice or an offer to buy or sell any security or insurance product.

©2018 Financial Engines, LLC. All rights reserved. Financial Engines® is a registered trademark of Financial Engines, LLC. All advisory services are provided by Financial Engines Advisors L.L.C. Financial Engines does not guarantee results and past performance is no guarantee of future results.

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