401(k) Retirement Savings Plans

Do you...

  • Contribute to a defined contribution plan, such as an IRA, 401(k), or 403(b)?

  • Know the maximum allowed contribution and make it?

  • Contribute enough to get 100% of your company match?

  • Align your investments (asset allocation) with your risk tolerance?

  • Review your investments and plan at least twice a year?

Things to consider

If you have access to an employer-sponsored plan, you should take advantage of the opportunity to accumulate tax-deferred earnings. At the very minimum, contribute the necessary amount to get the maximum employer match—it’s free money. Professionals can help you manage these employer-sponsored retirement plans.

We can help

If you have access to a 401(k) plan, we can help you take advantage of the opportunity to earn tax-deferred earnings. Learn how contributing the right amount to get the maximum employer match can get you “free money.”

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1. Statistic Brain – Retirement Statistics, January 3, 2016

2. HelloWallet – Debt Savers in Defined Contribution Plans, October 2013

3. CNBC – Self-employed go it alone with retirement savings options (TD Ameritrade Self-Employed Survey), June 2015

4. Forbes – The Retirement Crisis: Why 68% Of Americans Aren’t Saving In An Employer-Sponsored Plan, April 2015

5. IRS – Retirement Topics – Contributions, July, 2016

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*This is a partial listing of Financial Engines’ customers as of December 31, 2017. These companies have consented to disclosure of their relationships with Financial Engines. This does not constitute an endorsement or approval of the advisory service provided. Third-party marks appearing on this site are the property of their respective owners.

*Investment News, RIA Data Center, 2018

*Methodology: InvestmentNews qualified 2,172 firms headquartered in the United States based on data reported on Form ADV to the Securities and Exchange Commission as of May 1, 2018. To qualify, firms must have met the following criteria: (1) latest ADV filing date is either on or after January 1, 2017, (2) total AUM is at least $100M, (3) does not have employees who are registered representatives of a broker-dealer, (4) provided investment advisory services to clients during its most recently completed fiscal year, (5) no more than 50% of amount of regulatory assets under management is attributable to pooled investment vehicles (other than investment companies), (6) no more than 25% of amount of regulatory assets under management is attributable to pension and profit-sharing plans (but not the plan participants), (7) no more than 25% of amount of regulatory assets under management is attributable to corporations or other businesses, (8) does not receive commissions, (9) provides financial planning services, (10) is not actively engaged in business as a broker-dealer (registered or unregistered), (11) is not actively engaged in business as a registered representative of a broker-dealer, (12) has neither a related person who is a broker-dealer/municipal securities dealer/government securities broker or dealer (registered or unregistered) not one who is an insurance company or agency.

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