Are you closing in on retirement? We have tips, tools and advice that can help you make better choices as you start planning the next chapter in your life.

Estate Planning

Three Important Decisions in Planning for End-of-Life Health Care

It’s been said before but is worth repeating: Estate planning is not primarily about your money. It’s about your wishes surrounding the end of your life. A critical component of estate planning that is too often overlooked is providing protections…


Potential Powers of Attorney Pitfalls

Many think estate planning only involves deciding how your assets will be distributed upon passing. There’s more to it than that, though. Another significant aspect of estate planning involves making arrangements for what should happen if you become disabled and…


Tax Planning

Irrevocable Trusts and Taxes

When it comes to trusts, a variety of options exist. Two of the most common are revocable living trusts and irrevocable trusts. As with most anything in life, both have their pros and cons. Irrevocable trusts can be particularly problematic,…


Don’t Get Tripped Up by Retirement Taxes

For many, retirement conjures up visions of vacations, relaxing times and less worry about money. With proper planning, such visions can be a reality, but it’s important to remember that not all financial concerns and responsibilities end when retirement begins.


Health Care

Health Savings Accounts: Your Secret Retirement Savings Weapon

Healthcare costs are on the rise and they’re hurting people’s ability to save for retirement. Nearly 70% of workers report experiencing a spike in healthcare expenses over the past two years, and of this group, 77% say they’re saving less…


How to Manage the Medicare Open Enrollment Period to Pay Only for What You Need

Did you know that 90% to 95% of Medicare enrollees overspend on coverage?[1] If you’re in this boat (and you likely are), then it’s critical to properly manage the 2017 Medicare open enrollment period (Oct. 15, 2016 – Dec. 7,…


Long-Term Care

What to Know If You’re Impacted By Alzheimer’s or Another Dementia

November is National Alzheimer’s Awareness Month, which serves as a sobering reminder of how widespread this and other forms of the disease have become. Studies show the following: More than 5 million Americans are currently living with Alzheimer’s Alzheimer’s is…


Will Senior Care Drain Your Retirement Funds?

Our 2015 joint survey with A Place for Mom – the nation’s largest senior-living referral service – yielded some interesting insights into Americans’ knowledge of their retirement benefits and concern around supporting their parents financially as they age. A few…


Preparing for Retirement

California’s New Attempt to Improve Retirement Security: The Auto-IRA

According to Employee Benefit Research Institute’s (EBRI) annual Retirement Confidence Survey, some 55 million employees nationwide lack workplace retirement plans, especially freelancers and those employed by small businesses. But changes to improve retirement security for these workers are in the…


New Retirement Plan Option

On Aug. 25, the Department of Labor (DOL) released the final version of a new rule that aims to make it easier for states to operate retirement plans for private-sector workers without access to a retirement savings program through their…