Are you closing in on retirement? We have tips, tools and advice that can help you make better choices as you start planning the next chapter in your life.

Estate Planning

Importance of having a will video preview

Video: The importance of having a will.

What is a will? And why should you have one? In this nine-minute video, we answer these questions, as well as what can be incorporated in a will, some things you should consider, and the advantages and disadvantages that come…


Save for college, save on estate taxes.

As you think about planning your estate, you probably have your loved ones top of mind. If college is part of their plan, a 529 College Savings Plan may be able to help in some unexpected ways. When you contribute…


Tax Planning

Avoiding an audit.

As the tax filing season approaches its end, many worry about being audited by the Internal Revenue Service (IRS). Historically, less than 1% of Americans will be audited (that figure jumps to 12.5% for those making $1 million or more…


6 ways to manage taxes in retirement.

People have to make a lot of assumptions when planning for retirement, especially when it comes to estimating taxes. But a simplistic assumption that you’ll be in a lower tax bracket when you retire can lead to problems. To help…


Health Care

Coping with medical bills.

A trip to the hospital can fill your mailbox with stacks of bills from the doctor, pharmacy, labs, emergency room, and more. Handling this paperwork can add stress to an already trying situation. Here are some things you can do…


Healthcare costs in retirement.

Retirement is a life phase rooted in the American psyche — it’s something we work toward our whole lives. After decades of the daily grind on the job, when retirement rolls around, we want to be able to relax and…


Long-Term Care

Should long-term care insurance be part of my financial plan?

Fall is right around the corner — and that means open enrollment season is almost here, too. When you think about the benefits choices you’ll make this year, is long-term care insurance (LTCI) on your list? Before investing in LTCI on your…


What women need to know about long-term care.

More than 12 million Americans are expected to need long-term care by 2020 and most of them will be women.1 Why? Because women generally live longer than men. A woman’s average lifespan is about 81 years while a man’s is…


Preparing for Retirement

Reconsidering the 401(k) Rollover

When it comes to making decisions about their 401(k) plans, many employees are unaware or misinformed about their potential options when leaving the employer. According to a new survey by Financial Engines, 70% of workers with 401(k) accounts haven’t talked…


5 ways to kick your retirement savings up a notch.

Ever get the feeling you’re not saving enough to meet your retirement income needs? You’re not alone. The Employee Benefit Research Institute’s 2018 Retirement Confidence Survey found that only half of workers are confident they know how much income they’ll…