Are you closing in on retirement? We have tips, tools and advice that can help you make better choices as you start planning the next chapter in your life.

Estate Planning

How Retirement Savings Impact Estate Planning

It’s possible that you’ve spent decades dedicating time, attention and money to your retirement plan(s) – so it’s natural to wonder what might happen to anything that’s left when you pass away. Who will get the money? And how? What…


What Happens If You Don’t Have an Estate Plan?

Many people assume that they are too young to create an estate plan or that they don’t have enough assets for it to be worth the expense. Both of these assumptions are incorrect, however. The best time to complete your…


Tax Planning

Tax advantages, Roth-style: IRAs

What do 4,758,6001 investors know about Roth individual retirement accounts (IRAs) that others don’t? Hard to say, really, but if pressed, they might offer this tip: tax-advantaged savings. Roth IRAs are individual retirement plans that look a lot like traditional…


Six Tips for Building a Tax-Efficient Investment Strategy

With the tax deadline around the corner, you’re likely to hear a lot of talk about “tax-efficient investing” — but what exactly does that mean? Tax-efficient investing means using strategies that can help with after-tax wealth accumulation, instead of solely…


Health Care

Is it Time to Break Up With Your Private Insurance Plan?

For many Medicare members, Valentine’s Day means more than just flowers and chocolates. It’s the last day of the six-week disenrollment period to drop their Medicare Advantage Plans. The Medicare Advantage Disenrollment Period (MADP) allows members to leave their Medicare…


Scheduled Changes to the Affordable Care Act in 2017

At the same time that the new administration gets to work and the future of the Affordable Care Act (ACA) takes center stage, the U.S. policy widely known as ObamaCare will implement scheduled changes in 2017. Although more dramatic shifts…


Long-Term Care

Planning and Paying for Long-term Care in Retirement

Someone turning age 65 today has almost a 70% chance of needing some form of living or medical assistance as they age.1 And that help can come with a hefty cost that can impact both you and your loved ones…


What to Know If You’re Impacted By Alzheimer’s or Another Dementia

November is National Alzheimer’s Awareness Month, which serves as a sobering reminder of how widespread this and other forms of the disease have become. Studies show the following: More than 5 million Americans are currently living with Alzheimer’s Alzheimer’s is…


Preparing for Retirement

What to Do When Your Pension is Eliminated

As many are aware, the few U.S. companies that still offer traditional pensions are looking to either freeze or terminate those plans.1 Because of this, if you have an account in a company-sponsored pension plan, it’s a good idea to…


Determining Your Ideal Retirement Age

When someone asks you when you’d like to retire, what comes to mind besides ‘now’? Almost 37% of working Americans are targeting after age 65 for retirement, an increase of about 25% since 1991.1 While post-65 may be the ideal…