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Which is better: a lump sum payout or monthly payments? Use our pension lump sum calculator to help figure it out.

Before making this decision, you should recognize that your investment returns and how long you live are both uncertain. Taking a monthly pension can help guarantee your income if you live a long time, but you should also make sure you are getting the most from your decision of when to start Social Security benefits.

Results are not a complete assessment of all factors required to make a final decision. Contact one of our investment advisors for more complete information based on your personal circumstances.