Saving can be tough and we’re here to help. We have suggestions, research and insights on how you can save more for your short- and long-term goals – including retirement.

Budget Planning

Summer is ending. How did your budget do?

It seems like every season has temptations that can derail your budget. Summertime travel in particular can be a budget-breaker. With summer coming to an end, now is a good time to reassess your financial situation. Did you go overboard…


Financial Considerations for Summer Vacations

For many people, summer is the ideal season to take a vacation. Whether you want to take a dream trip around the world or simply visit your cousin in a nearby city for a few days, you can benefit from…


Employer Sponsored Retirement Plan

How to use your open enrollment period to save more for retirement.

That special time at work is nearly upon us: Open enrollment period! Every September, October, and November, workers across the country sift through a sea of forms to select their benefit options for the year ahead. Most of the attention…


Hardship withdrawals from employer-sponsored retirement plans: What they are, what to do if you need one.

Life’s path has a way of taking unexpected detours. When facing difficulties, particularly of the financial sort, it’s important to understand your options and not make rash decisions under pressure. If you find yourself in need of money on short…


Life Insurance

Six Tips to Help Improve Your Life Insurance Medical Exam Score

When you buy a life insurance policy, you’re often required to have a medical exam, which helps your insurer determine your estimate and plan. A higher score on your life insurance medical exam can have a big impact on the…


Four Reasons to Re-Evaluate Your Life Insurance Every Year

Life insurance is often viewed as a “set it and forget it” element of personal finance – but thinking of it this way is an unfortunate mistake. Life is too volatile to assume that the life insurance policy you previously…


Education & College Planning

Filling the College Tuition Gap

Remember when getting accepted into college was the biggest hurdle to getting a degree? These days, things are different. For more and more Americans, the cost of college is the biggest hurdle. Skyrocketing tuition and fees. Over the past two…


Should You Refinance Your Student Loans?

The latest figures from the Federal Reserve show that Americans are weighed down by more than $1.4 trillion in student loan debt.1 The goal for many people with student loans is to get out from under that debt load as…


Family and Finances

Protect yourself against identity theft.

Whether they’re snatching your purse, diving into your dumpster, stealing your mail, or hacking into your computer, they’re out to get you. Who are they? Identity thieves. The headaches that identity thieves can cause is well documented: They can empty…


Your identity has been stolen. What now?

You’ve read about it, and you thought it would never happen to you. But suddenly your bank account is empty, your credit card bills are through the roof, and you’re getting late notices for accounts you don’t own. What should…


Getting Started in Investing

Only 6% of Americans passed this financial literacy quiz. Can you?

Nearly half of Americans are feeling more financially secure today compared to five years ago, but this sense of security may be masking blind spots that could undermine their long-term financial health, according to our recent Financial Engines survey. We…


Financial Basics for Millennials

If you’re a millennial, you face financial challenges unique to your generation. For example, a competitive job market and heavy student loan debt (among other things) can make it hard to be financially stable. But there are plenty of reasons…