Saving can be tough and we’re here to help. We have suggestions, research and insights on how you can save more for your short- and long-term goals – including retirement.

Budget Planning

Five Ways to Kick Your Retirement Savings Up a Notch

Ever get the feeling you’re not saving enough to meet your retirement income needs? You’re not alone. The Employee Benefits Research Institute’s 2017 Retirement Confidence Survey found that 59% of workers have never tried to calculate how much money they…

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Everyone Needs an Emergency Fund

Stuff happens. And when it does, it usually costs money. Your car’s transmission goes out. Your spouse needs emergency dental surgery. You lose your job. If you don’t have cash on hand to pay for these kinds of unexpected events,…

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Employer Sponsored Retirement Plan

Competing Priorities: Contribute to Your 401(k) or Pay Down Debt?

It’s important to make saving for retirement a priority. But if you’re working to pay down debt, saving for retirement can often take a back seat. According to an annual survey conducted by America Saves and the American Savings Education…

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Are You Saving in an Employer-sponsored Retirement Plan? Many Americans Aren’t.

An estimated 79% of Americans work for an employer that provides a retirement plan to at least some employees. Yet new research suggests only 41% of those employees contribute to their retirement plans. They’re either not eligible or not enrolled,…

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Life Insurance

Six Tips to Help Improve Your Life Insurance Medical Exam Score

When you buy a life insurance policy, you’re often required to have a medical exam, which helps your insurer determine your estimate and plan. A higher score on your life insurance medical exam can have a big impact on the…

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Four Reasons to Re-Evaluate Your Life Insurance Every Year

Life insurance is often viewed as a “set it and forget it” element of personal finance – but thinking of it this way is an unfortunate mistake. Life is too volatile to assume that the life insurance policy you previously…

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Education & College Planning

Giving the Gift of Education

As the popular saying and song goes, “It’s the most wonderful time of the year,” and for many, this season means thinking about what type of gifts you’ll give to the special people in your life. If you have someone…

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Balancing College and Retirement Savings

As a parent, it’s natural to want to do all you can to help your child succeed – and for many, college is an important piece of the puzzle when it comes to setting their children up for success. Higher…

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Family and Finances

Want to Help your Child Save for Retirement? Consider a Child-Friendly IRA.

We often hear from retirement investors that they wish they’d started saving for retirement sooner. Does this ring true to you? If so, you might feel compelled to pass that wisdom on to your children or grandchildren — or maybe…

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The Balancing Act: Retirement Savings, College Funding and Caregiving

It’s no secret that these days, many people are juggling care for their children, themselves and their parents. This situation can be emotionally draining and it’s often financially challenging – there might not be enough money to go around. Each…

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Getting Started in Investing

The Road to Financial Independence

Today’s young adults are contending with significant student loan debt, stagnant wages and rising rent. In this environment, becoming financially independent can be tough. A recent study from Fidelity found that 47% of millennials have had their parents cover the…

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How to Tell If Your Advisor Is Following the Fiduciary Standard

When the Department of Labor passed the final version of its conflict-of-interest rule requiring any advisor delivering retirement savings advice to follow the fiduciary standard, consumers everywhere applauded (and rightfully so). Most were also left with significant questions, however. For…

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