So you want to live forever? Or at least to the ripe old age of 90 or 100? That goal isn’t necessarily out of the question, but living well until that age might present some challenges. And that’s where you need to do some planning today to help you make it to tomorrow.
“People are living longer, through tougher economic times, but expectations about their standards of living in retirement remain unchanged…as a result, millions of people around the world are facing years of hardship after their savings run out,” according to a CNN Money article focusing on how many people are expected to outlive their retirement savings.hat goal isn’t necessarily out of the question, but living well until that age might present some challenges. And that’s where you need to do some planning today to help you make it to tomorrow.
While adjusting your savings is one way to tackle the problem, you can also work on ways to manage your health. In a recent National Bureau of Economic Research study by James Poterba, Steven Venti and David Wise, found, “a very strong relationship between health status and wealth.” It seems that people who are more healthy are able to work longer and save more for their retirement. So the key is to do what you can to stay healthy and at the top of your game.
Note: to help you succeed, we’ve included links to mobile apps that will support you in your healthy lifestyle changes!
1. Stop smoking.
Yes, it’s time. According to John’s Hopkins, “The benefits of smoking cessation begin within a few minutes of your last cigarette and continue for life, even for people with lung disease.” Did you get that? You will immediately reap rewards. And consider taking the money you save from no longer buying cigarettes and put it in your retirement savings so it can start earning interest.
2. Get moving.
It helps your heart, your brain, increases your metabolism and improves your general well-being. Exercise is good for your body and your brain. Today’s Caregiver reports “40 percent of people between 45 and 64 are considered sedentary. For people over 64, that number jumps to 60 percent” learn more here).
Get the app: there are many to choose from for iPhone and Android. Find your favorite here.
3. Eat smart.
The choices you make about the food that you eat can make a difference in how you feel and how much energy you have. Simple things like lowering your sodium intake and choosing fresh fruits and vegetables will help to support a healthy lifestyle. Here’s a list of nutrition and diet tips to help you get started.
4. Track your key metrics.
Yes, you should monitor your weight but there are a few other numbers you might want to monitor to make sure you are staying healthy. WebMD suggests these three numbers can change your life: your blood pressure, cholesterol levels and your waist size. Click through to find out what your personal numbers mean and what targets you want to start aiming for!
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