Saving can be tough and we’re here to help. We have suggestions, research and insights on how you can save more for your short- and long-term goals — including retirement.
Are you closing in on retirement? We have tips, tools and advice that can help you make better choices as you start planning the next chapter in your life.
Do you see retirement as having more time to relax or as an opportunity to try new things? These resources can help you explore some of the most important considerations in retirement, from managing your money to maintaining your health and well-being.
Much can be said about market swings, but market volatility is a normal part of investing. Look here for insight on the latest market events and how it could impact your bottom line.
Your family is important. They can also make financial planning challenging. We have advice on managing your money and debt while working toward big goals like a buying a house, saving for college and of course, retirement.
Understanding how investing works will help you get more from your money. Whether you’re new to investing, have a lot of experience or are anywhere in between, we have information that can help you put your money to work.
Explore how your money can work for you now for a successful retirement later.
Try our Social Security Planner. Plug in a little information, and we’ll help you see how you could get more income from Social Security in retirement.
See how money grows at different rates over different time periods. Starting early may make a big difference in the value of your long-term savings.
Want to save for retirement and take advantage of your employer's match in your 401(k) plan, but aren't sure you can afford it? Find out how contributing to your 401(k) can add to your retirement nest egg without taking a big bite out of your paycheck.
Discover how much to save for college. How much is college? Have you thought about how to save for college?
Think you know a lot about Social Security? Let’s find out! We have 8 questions to test your knowledge about claiming Social Security benefits.
Calculate annual rate of return on your investments using this rate of return calculator.
What is a certificate of deposit (CD) and how can you benefit from a CD laddering strategy?
What is Compound Interest? Discover the value of compound interest on the future growth of your investments with this calculator.
Use this calculator to see what your current savings could go to over time.
Regular contributions to your investing accounts could help you reach your goal to be a millionaire.
Use this calculator to help determine your pre-tax and after-tax yield on a particular stock.
Use this calculator to provide a hypothetical projection of the required minimum distributions for you and your beneficiary.
Use this calculator to help you determine your potential IRR (internal rate of return) on a property.
An amortization schedule with extra payments may help you pay off your debt faster.
Which is better: a lump sum payout or monthly payments? Use our pension lump sum calculator to help figure it out.
Many factors can impact your eligibility for contributing to both Roth and traditional IRAs. Use this calculator to help you find out.
Have you asked yourself,” Where should I invest my money?” Use our calculator to help you determine if you should use extra money to pay off debt or invest.
Which IRA is better for you – traditional or Roth? Determine which type of investing account is the best option for your personal situation.
You worked hard to save for your financial future. If you’re wondering “How long will my money last with systematic withdrawals?,” this calculator can help.
Use our 529 college savings plan calculator to find out if you should open a 529 savings plan.
To the extent that any client or prospective client utilizes any calculator or similar device contained within or linked to Financial Engines’ website, the client and/or prospective client acknowledges and understands that the information results is not, and should not, be construed as the receipt of, or a substitute for, personalized individual advice from Financial Engines. All examples are hypothetical and for illustrative purposes only.
Planning for retirement can be complicated. There are mistakes to avoid and strategies to employ to optimize your probability of success in reaching your long-term goals. Use these free retirement guides to get answers to some of the most common investing and retirement quandaries.
This guide is designed to help keep investors like you on track. It will outline seven common retirement investing mistakes that can significantly reduce your nest egg. More importantly, it will show you how to avoid them and what you can do if they've already occurred.
This guide is designed to help investors like you gain knowledge about Social Security to help plan to optimize the benefit you may be eligible to receive in retirement. It will outline six essential Social Security concepts you need to understand before applying for Social Security benefits.
This guide is designed to help investors like you create and stick to a budget to help put your goals within reach. We show you in five easy steps how to build and follow a budget of your own — and offer some bonus tips.
This guide is designed to help investors like you avoid sticker shock when it comes to paying for health care in retirement. In this guide, we will outline the basics of individual health coverage and Medicare and show you what to consider when making your healthcare selections.
This guide is designed to help investors like you recognize and resist some of the more common mistakes people make with their 401(k)s. We will highlight nine behaviors that, if not careful, could put you at risk of outliving your retirement income.
Get started quickly using your new Financial Engines account. Here you’ll find Quick Start guides, tutorials and tools to help you do more. Questions?
Interested in attending one of our live events, but too short on time? These bite-sized webinars were made for you! Explore a variety of financial planning topics — all in 10 minutes or less.
Avoid this estate planning mistake. Ric Edelman is a co-founder of Edelman Financial Engines. The following is taken from his weekly radio call-in show. Question: I’m meeting soon with an estate attorney, but I’m a bit apprehensive because I think…
These web sites can help. There are many important factors to consider when selecting a college. Cost and the availability of financial aid are certainly two of the biggest factors, but size, acceptance and graduation rates should also be considered….
You can convert your IRA to a Roth … but should you? In 2010, Congress began letting everyone convert their Deductible and Non-Deductible IRAs to a Roth IRA. (Previously, conversions were limited to those with Adjusted Gross Incomes of less…
It’s all about how mutual funds are structured. The following article refers to mutual funds that are held in taxable accounts. 401 (k) and IRA accounts follow different tax laws. How can a fund that loses money generate a tax…
Trade Tensions Knock Stocks. What happened. After a good April, May saw a decline in stocks across all major categories. Domestically, small-cap stocks (S&P 600) saw the biggest declines, down 8.73 percent for the month. Large-cap stocks (S&P 500) were…
Do your hands shake upon opening letters from the IRS? Don’t panic: Being audited need not be a terrible experience – provided you keep accurate records. There are three kinds of audits: Correspondence, Office and Field. The Correspondence Audit focuses…