7 Retirement Mistakes You Can't Afford To Make

Understand the true cost of living in retirement.

Discover how to maximize Social Security benefits.

Learn how increasing healthcare costs and declining Medicare coverage will affect you and your loved ones.

And much more!

A recent study found that getting retirement investment Help could result in 79% more wealth at retirement.*

This study focused on defined contribution plan participant behavior over a seven-year period.

Get your Complimentary Guide!
Just fill out this simple form to get your copy now

Financial Engines is committed to keeping your personal information safe online.

We value your privacy.
View our Privacy Policy.

* Help in Defined Contribution Plans: 2006 through 2012 published May 2014 (the “Help Study”). The study is available on financialengines.com or you can contact us for a free paper copy. The study was a collaborative effort between Aon Hewitt and Financial Engines and focused on the use of target date funds, online advice, and managed accounts (collectively referred to as “Help”). Within the Help group, online advice and professional management were provided by Financial Engines. The statement that Help could result in 79% more wealth at retirement is based on a hypothetical example that considers a participant using Help and one not using Help. If both invest $10,000 starting at age 45 and receive the median returns for each age segment shown in the study, by age 65, the Help Participant’s portfolio could be 79% larger than the Non-Help Participant’s portfolio ($58,700 for the Help Participant vs. $32,800 for the Non-Help Participant). This report looked at how participant behavior affected portfolio risk and returns over the seven year period between January 1, 2006, and December 31, 2012, which includes one of the most volatile periods in stock market history. The joint study findings do not reflect performance of accounts only managed by Financial Engines and do not constitute investment advice or the recommendation of any particular security, strategy or investment product. The study did not consider taxable investment accounts or individual retirement accounts (IRAs). The investment advisory fees considered in the Help Study may vary significantly from the investment advisory fees you may pay, which, in turn, could result in less wealth in retirement than noted above. In addition, the Help Study considered a universe of fund investments available to direct contribution plan participants that is very different from the universe of funds that may be available to you. These differences may include higher fund fees and expenses, lower risk-adjusted returns, higher investment risk and a greater number of taxable events associated with account rebalancing, which also could result in less wealth in retirement than noted above. Financial Engines does not guarantee results and your actual results may vary.